How We Calculate Your Offer
This page is the whole brand: no mystery math. Every written offer we make follows this exact formula — and your offer letter shows your house’s real numbers, line by line.
The Formula
After-Repair Value (ARV) — what your house would sell for fully fixed up, from real recent sales of similar nearby homes
− Repairs — what it actually costs to get it there
− Holding & closing costs — taxes, insurance, utilities, and title/closing costs while it’s held and resold
− Our margin — stated up front in your offer, never hidden
= Your written cash offer
Worked Example — a Phoenix House
Example only, to show the method. Your house gets its own comps and its own repair walk-through; no example here is an offer or a promise.
| Line | Example amount |
|---|---|
| ARV — fixed-up value from 3 recent nearby sales | $380,000 |
| Repairs — roof work, HVAC service, kitchen/bath refresh, paint, flooring | − $38,000 |
| Holding & closing costs — about 8% of ARV | − $30,400 |
| Our margin — 10% of ARV, stated | − $38,000 |
| Written cash offer | $273,600 |
Yes — that is below the $380,000 fixed-up value, and we’ll never pretend otherwise. A cash offer trades top dollar for speed, certainty, as-is condition, and zero fees. What you will never get from us is a number with no explanation, or a high verbal number that shrinks later.
Three Commitments
- The number we put in writing is the number we close at, as long as the house matches what you described.
- If we may assign our contract to another buyer, that is disclosed in writing before you sign (A.R.S. § 44-5101).
- If listing your house would honestly net you more, we’ll tell you — Christian is a licensed agent and can list it instead.